Award-winning Commercial Credit & Collections Software

Cortera's eCredit® platform supports the critical processes of granting credit, monitoring portfolio risk, and collecting accounts receivable.

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From credit scoring & workflow automation to strategy-based collections & dispute management we have the complete solution.

With Cortera’s quick start program and software-as-a-service delivery we can get you up and running in days, not months.

eCredit has connectivity to more domestic and global information sources than any other system on the market.

Cortera powers the credit operations of companies of all sizes, across all industries.

Cortera in the spotlight

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"Cortera can be thought of as a Yelp for business credit…it can help you figure out if a company you're thinking of dealing with is going to pay you in a timely fashion, or if it's run by deadbeats who should be avoided."

Jason Kincaid

cnet News

"Cortera is taking on the old, stodgy Dun & Bradstreet credit rating company and launching its new crowdsourced competitor to it... Cortera's strategy is to focus on small businesses that can neither afford D&B services, nor that submit data to credit rating companies for analysis."

Rafe Needleman

Wall Street Journal

"Even with all the talk about reforming credit practices since last year's collapse of Lehman Brothers Holdings Inc., little has been done to help companies gauge the credit-worthiness of small-business customers…Cortera Credit Exchange enables companies to rate other businesses from one to five stars, share personal payment experiences, report detailed payment histories and follow-up with other reviewers."

Scott Denne

"Cortera aims to be a kind of "wisdom of the crowds"—driven business credit agency. And in the same way that the user-powered review site Yelp has taken on established players like Zagat, Cortera has Dun & Bradstreet in its sights."

Scott Kirsner


"Cortera is another service that seems to fill a void for business today, especially small businesses. Cortera provides credit information on businesses large and small but then combines it with ratings from a community of small business owners, who provide feedback both good and bad on these businesses."

Jim Rapoza


"Small businesses that don't get paid don't stay in business very long. It's crucial for business owners to do their homework on the companies they do business with, and to be able to share their experiences with other business owners. Until now, there has been no effective way to do that. Cortera's new platform couldn't come at a better time."

Gerri Detweiler


"While the price of information has fallen, the price of credit reports has not, with the exception of Cortera. It will be interesting to see if they are able to shake up their competitors…if they do, the trade credit community will be the beneficiary."

Dave Schmidt

See what some of Cortera's customers are saying

  • XTRA Lease
    John Pomilio

    Cortera has the potential to reinvent the credit reporting industry by bringing the credit community approach to the Web and thus delivering the kind of insight not possible with traditional credit bureau approaches alone.

    John Pomilio, Vice President, Customer Financial

  • Continental Airlines
    Pam Demasi

    “Cortera has given us increased access to better information and has helped ensure that credit decisions are issued quickly and consistently.”

    Pam Demasi, Supervisor, Credit & Collections, Continental Airlines

  • NEC
    Tom Prendergast

    “Cortera is one of the true innovators in our market. We've worked with them for years and I have only great things to say. Their new community approach to credit reporting is yet another example of their industry leadership.”

    Tom Prendergast, NEC Financial Services, LLC

  • Ferguson

    “We're very pleased with our association with Cortera from an IT standpoint - their software really works well - and at a personal level where we feel they really care about improving our processes.”

    John Culbert, Vice President of Credit, Ferguson Enterprises

  • Sun Microsystems

    “eCredit by Cortera was best tailored to meet the needs of our distributed credit department, and it exceeds our expectations for the flexibility and power it delivers.”

    Kevin Corcoran, Sun Global Credit Architect, Sun Microsystems

  • Ryder

    “Since deploying Cortera's solutions, Ryder has reduced the risk level of its customer portfolio by 5 percent…we are experiencing the lowest write-off volume in six years.”

    Douglas Hansen, Director of Receivables Management, Ryder System, Inc